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Fuego by Fourth is an on-demand payment app that allows you to access your tips electronically and draw a portion of your earned pay before payday. Plus, with the Fuego Visa® Card, you can get your on-demand pay at no cost. MAKE ANY DAY A PAYDAY Get early access to your pay right after you earn it. Earned wages are available within 24 hours of completing a shift. TAKE STEPS TOWARD FINANCIAL FREEDOM Set savings goals and see earning potential by viewing earned and scheduled pay and by keeping tabs on spending patterns. Pay bills on time, avoid any late fees on expenses, and take control of your finances. Fuego can help you manage your money while making payday loans a thing of the past. MOBILE BANKING With Fuego’s mobile banking1 solution, you can transfer funds to any account number, search for nearby surcharge-free ATMs, search for cash load locations with Visa ReadyLink2, temporarily freeze your Fuego Card in the case of theft or fraud and activate your card and set your PIN – all within the app3. Plus, by adding your card to your phone’s digital wallet, you can make purchases via Apple Pay® or Google Pay™. Fuego helps to make online banking easy, with no credit check4 required when you enroll. There are no inactivity fees, no cost to set up, no fees associated with wage draws, and you can access your pay up to two days early5. Plus, the Fuego Card is protected by Visa’s Zero Liability Policy. For more information, visit getfuego.com. Fourth is a technology company, not a bank. Banking services provided by Central Bank of Kansas City, Member FDIC. Service fee up to $4.95 applies. Subject to cardholder load limits. Standard data rates from your wireless service provider may apply. This is not a credit card; no credit check is required. Approval subject to successful ID verification For you to be paid early, your employer or payment provider must submit the deposit early. Your payment provider may not submit the deposit early each payment period, so ask when they submit your deposit information to the bank for processing. Early funds deposit begins on the 2nd qualifying deposit, which is defined as a direct deposit greater than $5.00 received from the same payer. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. The Fuego Visa Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A., Inc. and may be used everywhere Visa debit cards are accepted. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the fee schedule at www.getfuego.com/legal. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free 24/7/365 at 1-855-715-8518. ©Fourth Enterprises LLC. All rights reserved. Fourth and the Fourth logo are registered trademarks of Fourth enterprises, LLC. This content is for informational purposes only. Fourth makes no warranties, express or implied, with respect to the content of this document.