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Moving to the US or Canada for studies or work? With Zolve, you can apply for a credit card and start your financial life abroad the smart way. Plus, manage your money better in the US with a high-yield checking account that earns up to 5.13% APY* on deposits. With the Zolve App, you get: US & Canada Credit Card • Credit cards with up to $15,000 credit limit • No SSN / SIN or credit history needed to apply • Apply using just your Passport & Visa • Earn cashback on all purchases • Build your credit^ history from Day 1 US Bank Account • Earn up to 5.13% APY* on deposits • Quick & easy online application • No monthly maintenance fee • No withdrawal fees at 60,000+ Allpoint# ATMs • FDIC-insurance up to $250,000 through our partner bank US SIM Card • Free doorstep delivery in India within 7–10 days • Choose from top US telecom providers like T-Mobile & Mint Mobile • 1 month free, exclusively for Zolve users International Flight Bookings • Exclusive student discounts • Top airline partners F1 Visa Assistance • Expert guidance through free visa webinars • Free visa folder to help with your prep • 1:1 mock interview sessions Curated Insurance Plans in the US • Renters, Pet, Health & Auto insurance • Best possible coverage even without SSN • Powered by ISO & Kimber Health DISCLAIMER: *Annual Percentage Yields (APYs) accurate as of [10/01/2025]. Rates may change at any time without notice. Fees may reduce earnings. No monthly maintenance fee. No minimum balance required. - 2.02% APY on all deposits. - 3.05% APY when you maintain an active Zolve Credit Card in good standing. - 4.08% APY when you receive $250+ in qualifying direct deposits during the same statement cycle. - 5.13% APY when you both (a) maintain an active Zolve Credit Card in good standing and (b) receive $250+ in qualifying direct deposits during the same statement cycle. Account must remain open, active, and in good standing to earn the disclosed APY. ^The Zolve Credit Card may help improve your credit score with responsible use. # ATM access is provided through 60,000+ Allpoint ATMs. Zolve does not charge ATM fees, but out-of-network fees and operator surcharges may apply. Zolve Innovations Inc is a financial technology company, not a bank or lender. All Zolve banking services are provided by our partner banks — Community Federal Savings Bank, Woodhaven, NY; or Continental Bank, Salt Lake City, UT. All cards are issued pursuant to a license from Mastercard. Cards may be used everywhere Mastercard debit or credit cards are accepted. Please check the statement/app/back of your card to know your issuing bank. Zolve Innovations, Inc., 101 Eisenhower Parkway, Suite 300, Roseland, NJ 07068