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YOUR MONEY, YOUR WAY WITH NETSPEND GET PAID UP TO 5 DAYS EARLY¹
 Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹. UP TO $300 IN OVERDRAFT PROTECTION²
 Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive. EARN UP TO 6.00% APY ON SAVINGS³
 Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³. 130,000+ RELOAD LOCATIONS⁵
 Add funds at over 130,000 locations nationwide with the Netspend Network⁵. NETSPEND IS GOOD FOR:
 • People & families wanting to manage their finances on the go
 • Unbanked or underbanked individuals
 • Freelancers who need flexibility in their financial solutions

 Join millions of customers who trust their money with Netspend. Sign up today⁶! Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶ See Developer Website link or screen images for full disclosures. © 2026 Ouro Global, Inc.