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Start banking wherever you are with F&M Xpress! Available to all F&M Bank online banking customers. F&M Xpress allows you to check balances, make transfers, pay bills, and deposit checks. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer money between your accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your device. Check Deposit - Deposit checks while on the go All features may not be available in the tablet application.