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Confidently navigate your finances & make progress with Intuit Credit Karma. SEE YOUR UP-TO-DATE FINANCIAL SUMMARY -Know exactly where your money is going -Get alerts when your credit scores change EASILY COMPARE YOUR OFFERS -See personalized credit card recommendations & loan offers -Compare real insurance options CONNECT YOUR ACCOUNTS & SAVE MONEY -Track your monthly spending -Build credit history with bills you already pay with Credit Spark™ -Get more value out of the cards in your wallet with Cards Optimizer BANK ONLINE -Open Credit Karma Money Spend & Save accounts*** in the app -You could get access to your paycheck up to two days earlier when you set up direct deposit¹ CK Plus rolling out. Paying subscribers get ID protection, data removal, bill lowering & expert tax filing. DISCLOSURES *Credit Builder plan requires you to open a line of credit and a Credit Builder savings account, both banking services provided by Cross River Bank, Member FDIC. Credit Builder savings account is a deposit product, insured up to $250,000. Credit Builder is serviced by Credit Karma Credit Builder. Members with a TransUnion credit score of 619 or below at time of application may be prompted to apply for Credit Builder. **From June 2024 to Nov 2024, members with a TU credit score of 619 or below who opened a plan and had it reported on their TU report saw an average score increase of 17 points in 3 days of activation. Late payments and other factors can negatively impact your score. ***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. ¹Early access to paycheck is compared to standard payroll electronic deposit and is dependent on payor submitting payroll information to the bank before release date. Intuit Assist is an emerging tool that provides information to consider as you make financial choices. Link your external financial accounts for full functionality. Please check for mistakes. Always review terms & conditions before applying for financial products. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | CA loans arranged pursuant to a CA Financing Law license. Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622. ELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Credit Karma personal loan marketplace from third party advertisers from which Credit Karma receives compensation. Credit Karma members are shown offers with Outstanding Approval Odds† when available to them. Offers with Outstanding Approval Odds have rates that range from 5.59% APR to 35.99% APR with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Karma. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details. All loan offers on Credit Karma require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts. PERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $15,000 personal loan with a four year (48 month) term. For APRs ranging from 5.59% to 35.99%, monthly payments would range from $349 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,774 to $28,492. †Approval Odds are not a guarantee of approval. Credit Karma looks at how your credit profile compares to other members who were approved for the personal loan shown or whether you meet certain criteria determined by the lender. 1100 Broadway, STE 1800 - Credit Karma, Oakland, CA 94607