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Melio is the all-in-one accounts payable and receivable platform that gives businesses the flexibility to pay and get paid their way—all from your phone. Whether you’re paying vendors or collecting client payments, Melio puts cash flow control in your pocket with greater visibility and flexibility. Sign up and get started directly in the app in minutes. AUTOMATE BILL PAYMENTS • Easy bill upload: Capture bills instantly with your camera and upload them to your dashboard. • Flexible payment options: Pay by ACH, card, check, or wire with expedited options up to instant payments. Your vendor still gets paid how they want, while Melio takes care of the complexity in between. • Pay vendors globally: Send payments to global vendors in over 80 countries in their preferred currency with competitive exchange rates. • Approve payments anywhere: Review and approve team payments with a swipe, based on approval workflows you control. • Schedule and combine: Schedule payments in advance and easily process multiple bills at once. • Maximize cash flow: Use your credit card to pay bills (even where cards aren’t accepted) to hold onto cash longer and earn rewards. GET PAID FAST • Create invoices on the go: Generate professional invoices in seconds and send them via email or link. • Accept online payments fast: Send clients a custom link via text or email to get paid digitally, fast. You choose who pays card processing fees, and the money goes directly to your bank account. • Track every dollar: See incoming payment statuses from scheduled and sent, to when you can expect funds to arrive. MANAGE IT ALL IN ONE PLACE • 2-way auto sync: Melio syncs seamlessly with QuickBooks and Xero to keep your books accurate and streamline reconciliation. (requires set-up in web browser) • Total visibility: Get real-time notifications for money coming in and going out. • Secure & trusted: Melio is trusted by top financial institutions and technology platforms including Capital One, Shopify, and Gusto, and received the 2025 FinTech Award for Best U.S. SMB Payment Solutions Platform from Wealth & Finance International Download Melio today to pay and get paid on your own terms.