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The F&M Bank app is the key to managing your money anytime, anywhere. It’s fast, secure and loaded with features that allow you to send and receive funds, as well as manage accounts. What can you do with the F&M Bank app? • Keep your transactions organized with tags, notes and photos of receipts and checks • Receive alerts when a balance drops below a certain amount • Pay bills or transfer money to a friend • Move money between your accounts • Deposit checks simply by taking a picture of the front and back • Turn your debit card on and off • View and save your monthly statements • Find offices and ATMs near you • Group your accounts for ease of viewing To maximize the F&M Bank app security, access requires a passcode or Touch ID®/Face ID® (on supported devices). Please note, while F&M Bank offers this app as a complimentary service, usage rates may apply from your wireless service provider.