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ALL-IN-ONE BUSINESS FINANCE PLATFORM Lili is a modern business finance platform built for small business owners who want clarity, control, and confidence. From business banking and smart bookkeeping to tax tools, credit-building, and invoicing—everything you need to manage your finances is in one place. SMARTER BUSINESS BANKING - Business Checking Account with no minimums or hidden fees - Lili Visa® Debit Card* with cashback rewards on eligible purchases** - Business Savings Account earning up to 4.00% APY**** - International wire transfers to and from 30+ countries - Fee-free ATM withdrawals at over 38,000 locations nationwide - Cash deposits at 90,000+ participating retailers - Get paid up to 2 days early INTEGRATED ACCOUNTING TOOLS** - Real-time expense tracking and custom reports - Profit & loss and cash flow statements*** - Photo receipt capture - Income and expense insights for smarter decisions*** TAX PREPARATION, SIMPLIFIED - Transactions automatically categorized by tax type - Built-in write-off tracker and tax savings tools - Pre-filled tax forms, including 1065, 1120, and Schedule C*** BUILT-IN CREDIT BUILDING***** - Access the BusinessBuild Program in collaboration with Dun & Bradstreet***** - Apply for a secured BusinessBuild Credit Card—payment activity is reported monthly to Dun & Bradstreet - Monitor key business credit scores and insights from your Lili account - Get real-time alerts when your credit profile changes PROFESSIONAL INVOICING TOOLS*** - Create and send customized invoices - Accept multiple payment methods - Track unpaid invoices and automate reminders SUPPORT BEYOND THE PLATFORM - Lili Academy: Business guides, expert tips, and video lessons - Free tools, templates, and downloadable resources - Exclusive partner discounts - Curated newsletters and content for growing businesses ADVANCED SECURITY Lili accounts are insured up to $3 million through a network of sweep program banks. Your funds and data are protected with industry-grade encryption, fraud monitoring, and multi-factor authentication. You’ll also receive real-time transaction alerts and have 24/7 access via web or mobile, with instant card freezing if needed. LEGAL DISCLOSURES Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks N.A., Member FDIC. *The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. **Available to Lili Pro, Smart, and Premium account holders only; monthly account fees apply. ***Available to Lili Smart and Premium account holders only; monthly account fees apply. ****The APY for the Lili Savings Account is variable and subject to change. As of January 13 , 2026, 2.25% APY applies to balances up to $500,000. Balances over $500,000 and up to $1 million earn 4.00% APY. Balances above $1 million do not earn interest. *****BusinessBuild is an add-on feature available to all Lili Accounts, except sole proprietorships. After a one-month free trial, account holders will be charged $18 per month for the next three months, then $30 per month thereafter. By integrating your Lili Account through the D&B Credit Insights banking integration feature, there may be potential for you to positively impact your Delinquency and Failure Scores. Dun & Bradstreet requires a minimum of six months of business banking transaction history to be able to potentially impact these scores.