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Your mobile bank Privat24. Payments and money transfers, loans, utilities and mobile top-ups – all online in the app! Cashback, deposits and savings: • “Pryvit” loyalty program: personalized cashback offers and discounts just for you; • “Envelopes” service: set and achieve your financial goals for donations, saving money and managing your own expenses; • cashback accumulation with the “National Cashback” card; • deposits in various currencies online: UAH, USD, EUR. Payments and transfers in the mobile app: • account replenishment: via Apple Pay, from your own card, from another bank's card, by IBAN account number; • transfers to IBAN account number and by card number to Visa and Mastercard; • replenishment of the mobile number of any Ukrainian telecom operators; • payments: utilities, internet services, TV, education, traffic fines, etc.; • in-app online currency exchange; • sending and receiving instant transfers and non-cash payments; • SWIFT international transfers. Managing cards and accounts: • setting limits – for online payments and cash withdrawals; • withdrawing and ordering cash; • opening and reissuing a card online; • adding a card for payments via Apple Pay; • selecting a virtual design (skin) for the card. Loans: • managing and changing the credit limit; • making payments under the “Payment by parts”; • applying for a cash loan, a mortgage, and a car loan. 
 Controlling and planning expenses: • income and spending statistics with the “Analytics” service; • auto payments: mobile top-ups, transfers to a card, utilities and other payments. More services: • "Charity" service to support the initiatives; • "Refer a friend" service – recommend bank products to your friends and earn rewards; • "Parking" service to pay for parking in your city; • order cash at branches and at an ATM; • certificates: standard, for state institutions, for obtaining subsidies; • purchasing train and bus tickets online; • public transport fare payments; • insurance (motor third-party liability insurance (MTPL), green card, health insurance, travel insurance); • "Safe boxes" – your contracts for storing important documents, valuables, and other items. Junior Card (from 6 years old): • the child's first bank card; • card replenishment in the app; • ability to pay and withdraw cash; • fund transfers and mobile top-up; • safety of payments and setting payment limits; • parent control of child's expenses. Interesting for Juniors: • original card skins; • app theme change; • rewards from parents for completing tasks in the "Task completed – Money earned" service. For Premium clients: • personal banker; • Concierge service. Available possibilities for entrepreneurs: • transferring funds from account of an individual entrepreneur; • viewing the balance and statement for the account; • sending account details to counterparties. We work every day to improve the accessibility and usability of the app. We get things done! © 2025 PrivatBank NBU license № 22, 05.10.2011