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Akulaku is a marketplace which possess various services in it to support life necessities in order to achieve a better life - Buy Now Pay Later - Installment without Credit Card - Cash out from Credit Limit - Akulaku Pay goods credit in other e-Commerce - Can credit handphone, phone credit, data plan, movie ticket, plane ticket, electricity and water Everything you want is in Akulaku! Download Akulaku now! Lots of Product Choices Starts from gadget, laptop, camera, fashion, household necessities, mother and baby to other daily necessities can be paid in installments in Akulaku. A lot of daily promos awaits you! Look for everything you need, whenever, and wherever with just Akulaku Mobile App! Safe, Easy and Trusted Shopping Do not worry about shopping in Akulaku App. Akulaku will give the best service to customer. Payment cn be made in lots of choices. Installment Without Credit Card For Gadget, Camera and other products, you can pay in installments with tenor 3, 6, 9, 12 months with low down payment. Only up to 15% without the need for credit card! You can also apply for loans to financial partner through Akulaku - Loan Tenor : Installment payment, tenor more than 91 days. Start 3, 6, 9, to 12 months - Loan Limit : Up to 40 Million - Admin Fee : Every month, 1% from Loan Principal - Interest : Every month, 0.6% from Loan Principal - Maximum annual interest rate (APR) is 30%, include monthly interest fee and monthly admin fee. Example : If you apply for a loan of Rp2.000.000 with tenor of 6 months, monthly interest fee charged is 0.6% from loan principal, and monthly admin fee charged is 1% from loan principal. Then monthly bill you have to pay is Rp365.333, the total of all payments is Rp2.192.000, with APR 17.72%. Best Service Guarantee - Call Center Akulaku : 1500920, active 24 hours everyday from Monday - Sunday. - Fast delivery, 48 hours delivery for Jabodetabek (Greater Jakarta). - Easy return, return can be made within 7 days of receiving the goods. - Automatic Refund, refund funds transferred to your bank account within 24 hours automatically! Akulaku financing services is supported by PT Akulaku Finance Indonesia which domiciled in Sahid Sudirman Center 11C, Jl. Jend. Sudirman No. 86, RT.10/RW.11, Karet Tengsin, Tanah Abang, South Jakarta, Jakarta Capital Special Region 10250, Indonesia, registered in OJK with permit number KEP-436/NB.11/2018 Website：https://www.akulaku.com/ Facebook : facebook.com/AkuLakuIndonesia Twitter : @akulakuID Instagram : akulaku_id WhatsApp : https://api.whatsapp.com/send?phone=6281119120548 If you need assistance, please contact our customer care : Hotline : 1500920 Live Chat : In Akulaku App [Account] Page Contact us via Akulaku OFficial Customer Care Service : 1. Hotline : 1500920 (24 hours) 2. Live Chat : In Akulaku App [Account] Page (24 hours) 3. WhatsApp +62 811-1912-0548 (Chatbot) *DO NOT contact another number or unofficial help center. Akulaku NEVER ask for your password or verification code (OTP) so DO NOT share those information to anyone to help keep your account safe.